January 26, 2026
Right now, while you're planning your new year, cybercriminals are setting their own resolutions for 2026.
They're not focused on wellness or career growth; instead, they're analyzing their 2025 tactics and strategizing to exploit businesses like yours even more.
Small businesses are their prime targets—not due to negligence, but because busy schedules create openings criminals eagerly exploit.
Let's dive into their key plans for 2026—and how you can stop them in their tracks.
Resolution #1: Craft Phishing Emails That Seamlessly Blend In
The days of obvious scam emails are over.
Thanks to AI, phishing messages now:
- Sound genuinely conversational
- Replicate your company's communication style
- Include references to authentic vendors you use
- Avoid typical warning signs
Rather than relying on glaring typos, these emails capitalize on perfect timing—January being ideal as attention spans are stretched post-holidays.
Example of a modern phishing email:
"Hi [your actual name], I tried sending the updated invoice but it bounced back. Can you verify this is still the right accounting email? Here's the revised file—let me know if you have questions. Thanks, [name of your actual vendor]"
No urgent requests or fake princes, just a believable message from a familiar contact.
How you defend:
- Educate your team to double-check any financial or credential requests using a separate communication method.
- Implement sophisticated email filters that detect impersonation attempts, such as messages from spoofed domains.
- Encourage a workplace culture that praises caution—verifying before acting isn't paranoia; it's prudent.
Resolution #2: Impersonate Trusted Vendors or Leadership
This tactic feels incredibly convincing.
You might receive an email saying: "Our bank details have changed; please send future payments to this new account."
Or a text from "your CEO" urgently requesting a wire transfer with the message: "I'm tied up in a meeting—please act now."
Now, deepfake audio scams are also emerging, mimicking leadership voices cloned from public videos to authorize fraudulent requests.
This is the new normal of cyber threats.
Protect yourself by:
- Mandating callback verification for any bank account changes, using known phone numbers rather than those provided in suspicious messages.
- Never authorizing payments without voice confirmation through established company channels.
- Enforcing Multi-Factor Authentication (MFA) on all financial and administrative accounts to block unauthorized access even if passwords are compromised.
Resolution #3: Intensify Attacks on Small Businesses Like Yours
While large corporations have beefed up their cybersecurity with insurance mandates and dedicated teams, attackers have shifted focus to smaller businesses.
Rather than risking a single $5 million heist, they prefer numerous $50,000 exploits that are more likely to succeed.
Small businesses hold valuable assets but often lack the resources to defend properly.
Attackers count on:
- Your limited staffing
- Absence of a dedicated security team
- Your day-to-day multitasking distractions
- The misconception that "we're too small to be targeted"
This false sense of security is your biggest vulnerability.
Strengthen your defenses by:
- Implementing foundational security steps—MFA, regular system updates, and reliable backups—that make you a tougher target than neighboring businesses.
- Eliminating the mindset that size protects you; instead, recognize that attackers exploit low visibility.
- Partner with cybersecurity experts who act as your shield without the cost of a full in-house team.
Resolution #4: Exploit New Employees and Tax Season Confusion
January welcomes fresh hires who may be unfamiliar with company protocols, eager to assist, and hesitant to challenge authority.
From a hacker's perspective, these newcomers are ideal targets.
Examples include fake urgent requests from the "CEO" or "HR director," demanding confidential payroll documents or W-2 forms.
Once criminals obtain W-2 data, they commit tax fraud by filing bogus returns before your staff files theirs, resulting in rejected legitimate returns.
Your best defenses include:
- Integrating security training during onboarding so new hires quickly recognize scam tactics.
- Establishing clear, written policies such as "We never email W-2s" and "All payment requests require phone verification." Regularly test team adherence.
- Rewarding employees who proactively verify suspicious requests, reinforcing cautious behavior.
Prioritize Prevention Over Recovery Every Time
You face two choices with cybersecurity:
Option A: React after an incident—pay ransoms, rebuild systems, notify customers, and repair your reputation. This approach costs thousands to hundreds of thousands and takes weeks or months, leaving lasting damage.
Option B: Prevent incidents by implementing robust security, educating your team, and closing vulnerabilities before exploitation. The investment is far smaller, continuous, and keeps your operations secure.
Much like owning a fire extinguisher, you don't hope to use it—you invest in it so you never have to.
How to Stay Off Cybercriminals' Radar
A trusted IT partner can protect your business by:
- Providing continuous system monitoring to detect and stop threats early
- Strengthening access controls so a stolen password doesn't compromise everything
- Educating your team on sophisticated scams that evade traditional detection
- Enforcing strict verification procedures to prevent wire fraud beyond mere email authenticity
- Regularly maintaining and testing backups to turn ransomware attacks into minor setbacks
- Proactively patching vulnerabilities before cybercriminals can exploit them
Focus on preventing fires instead of putting them out.
Cybercriminals are setting ambitious goals to exploit businesses like yours in 2026.
But you can frustrate their plans by staying vigilant and prepared.
Remove Your Business From Their Target List Today
Schedule a comprehensive New Year Security Reality Check.
We'll assess your vulnerabilities, highlight critical priorities, and guide you on becoming a hard target in 2026.
No fearmongering or confusing tech jargon—just straightforward insight and actionable solutions.
Click here or give us a call at 419-678-2083 to book your 10-Minute Discovery Call.
Your smartest New Year's resolution? Ensuring you're never on a hacker's to-do list.
