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A 25–100 employee community bank has three options: fully internal IT, fully outsourced IT, or co-managed IT. If the bank already has a capable internal IT person, co-managed IT often gives the best of both — internal knowledge of the bank plus a team for coverage, expertise,…

A community bank should maintain nine core IT and cybersecurity reports: a daily backup status report; monthly remote access, patch status, and MDR reports; a firewall rules report every 2–6 months; a quarterly business review; an annual asset inventory and technology business…

When choosing a managed IT provider, a community bank should look for proof, not promises: documented response times, a clear list of what's included and excluded, a defined backup review procedure, and real answers to examiner scenarios. When a community bank evaluates a…

It’s 4:17 on a Friday afternoon. An employee receives an email that appears to be from the owner: “Can you send me the updated banking information before you leave?”

To switch IT providers at a community bank without disrupting operations or creating compliance risk, start with a communication plan, follow a documented onboarding process, verify the environment instead of trusting old documentation, and set up recurring compliance reporting…

A community bank prepares its IT environment for a regulatory examination by maintaining IT and security evidence all year — vulnerability management, backup reporting, remote-session documentation, and monthly compliance reporting — so the exam doesn't trigger a scramble to…

As of 2026, for a community bank with 25–100 employees in Ohio, comprehensive managed IT services typically cost $225–$325 per user per month based on Tomorrow's Technology Today's managed IT service model for community banks. A 50-user community bank, for example, would budget…

October is Cybersecurity Awareness Month and it’s a good time to take stock of what you actually know vs. what you think you know when it comes to cybersecurity.

The October issue of Technology Times is here. This month we look at the one meeting most leadership teams never put on the calendar, a short checklist for finishing the year strong, five overlooked habits that save businesses the most time, and five ways AI can speed up…